Read the following passage about artificial intelligence and mark the letter A, B, C, or D on your answer sheet to indicate the best answer to each of the following questions from 23 to 30.

Artificial intelligence (AI) refers to the simulation of human intelligence in machines that are programmed to think and learn like humans. AI has become an integral part of modern technology, impacting various sectors such as healthcare, finance, education, and transportation. By analyzing vast amounts of data, AI systems can identify patterns, make decisions, and even predict future outcomes. These capabilities make AI a powerful tool for solving complex problems and improving efficiency.

One of the most significant applications of AI is in healthcare. AI algorithms can analyze medical data to assist in diagnosing diseases, recommending treatments, and predicting patient outcomes. This can lead to more accurate diagnoses and personalized treatment plans, ultimately improving patient care. Additionally, AI-powered robots can perform surgeries with precision and consistency, reducing the risk of human error.

In the financial sector, AI is used for fraud detection, risk management, and algorithmic trading. By analyzing transaction patterns and identifying anomalies, AI systems can detect fraudulent activities in real-time, protecting both consumers and financial institutions. AI also enables more effective risk management by predicting market trends and potential risks, allowing businesses to make informed decisions.

Education is another area where AI is making a significant impact. AI-powered educational tools can provide personalized learning experiences, adapting to the needs and learning styles of individual students. This can enhance student engagement and improve learning outcomes. Moreover, AI can automate administrative tasks, allowing educators to focus more on teaching and less on paperwork.

Despite its many benefits, AI also poses several challenges. Ethical concerns arise regarding data privacy, algorithmic bias, and the potential for job displacement. As AI systems become more prevalent, it is crucial to address these issues and ensure that AI is developed and implemented responsibly.

Which of the following is TRUE according to the passage?